Welcome to Elite Merchant Funding!


Elite Merchant Funding specializes in funding small businesses around the US

Elite Merchant Funding is a direct merchant funder. We provide small businesses around the United States with merchant funding programs such as cash advances and small business loans.

Unlike other merchant funders, we are a direct funding bank and finance our clients ourselves, rather than generate fees by originating transactions and brokering them away. We underwrite the merchant cash advance and plan to hold it on our balance sheet. This fact affirms the confidence that we have in all of our customers, as their financial health is an integral part of ours.

Our Clients Recommend Us!

Elite was founded in 2007 to change the way small businesses access capital, and has now delivered over $250 Million to small businesses nationwide. And our clients are thrilled with our loans – in fact, 93% would recommend Elite to their business colleagues!

Call to get started or fill out the form above to learn how your business can get the funding it needs!

Merchant Cash Advances

A Merchant Cash Advance is the purchase of future credit & debit card receipts.

It is different and more convenient from a traditional bank loan because there are:

  • No deadlines or late fees
  • No prepayment penalties
  • No fixed monthly payment

It's not a loan--it's a smart way to get the funds you need in less than a week.

Small Business Loans

Elite enables you to use the strength of your cash flow to manage demands for capital. Whether you're adding to your inventory, purchasing a new piece of equipment, dealing with an emergency, or need to fund growth – we're here to help.

The benefits of a Small Business Loan include:

  • Typically up to 50% less expensive than a merchant cash advance
  • Decisions in as fast as 1 business day, funding in as fast as 2 business days
  • Daily, fixed payment means no worrying about large end of month payments

Our Funding Process


Our funding process is fast and easy- so you can get back to doing what you do best

1. Call or fill out the form above to speak to an account specialist to discuss all available options and determine which program fits your particular situation.

2. Submit your last 3 months credit card statements and 3 months business bank statements and the application.

3. Select a funding program and Elite Funding will then deliver a contract to you before closing the same business day.

4. Simply sign and return our agreement, along with some supporting documents we request. Funds will be deposited automatically into your business bank account.

Ready to Get Started?

Call or fill out the form above today to learn about your small business funding options!
© Copyright 2013 Elite Merchant Funding | 112 W. 34th Street, Suite 1702, New York, NY 10120